The trend of rapid consolidation in financial services has positioned regional and community banks as well as credit unions for extraordinary growth. With KDA’s progressive capital structures, cashing in on growth opportunities doesn’t have to mean cashing out in the process.

Whether regulatory limitations are curbing your growth momentum, or you’re looking to free up equity for expansion into new markets, KDA offers intelligent ways to evolve your business beyond its fixed asset ratio. Like build-to-suit development, which enables you to add the new branch office you want without the capital commitment you don’t. Or our sale/leaseback program, whereby KDA buys an existing branch from your organization and leases it back over a given term—a “best of both worlds” strategy that lets you unlock an asset’s capital while continuing to occupy and operate the space.